Master the Maze of Medicare
If you are nearing 65 or retiring and losing your employer’s health coverage and baffled by all the terms of Medicare, you are not alone.
Most people are equally confused and unfortunately they don't understand their options. As a result of this confusion, people suffer the proverbial "paralysis by analysis" syndrome and more times than not either pay more than they should or don't have the correct plan. Let’s step back and start at the beginning... 3 months before you turn 65:
When you get your Medicare ID card you will see effective dates for Part A and Part B. The dates will be the 1st day of the month that you turn 65. If you are still working when you turn 65 and have coverage under your employer’s plan, you may delay taking Medicare Part B until you leave your employer’s plan. In 2016, the standard Part B premium amount is $121.80. You will not be penalized for waiting to enroll in Medicare Part B as long as you are covered in your employer’s plan. Once you decide to enroll in Medicare A and B you have some options in your coverage. Find Medicare Plans in Your AreaIt is always our goal to make sure each of our clients have the best possible plan for their health and prescription needs and our complimentary yearly analysis makes sure they do each and every year. We provide an unbiased search of all the available Medicare plans available in the marketplace today. After reviewing these plans with you, we will help you find an affordable plan that keeps you healthy and saves you money. There is no additional cost when you enroll in a plan through us, just dedicated personalized service.
|
Read our Life Insurance GuideASK US A FINANCIAL QUESTIONEveryone’s financial situation is unique and there is NOT a one-size fits all retirement plan. Ask us questions and get real answers.
|
Contact Us:Gary and Judy Spirk
Life's Financial Solutions 133 Carol Drive Washington Boro, PA 17582 Phone: 717-872-6027 Fax: 215-689-4092 Need Help Making a Financial Decision? |
DISCLAIMER:
We do not warrant anything on this website, although we hope everything is accurate. We do not provide legal or investment advice. We are not responsible for any independent decisions made from information found on this website or links provided to external websites. You need to conduct your own research and consult with a financial professional about your personal situation before making any financial decisions. INFORMATION CONCERNING COPYRIGHT INFRINGEMENT CLAIMS: We provide links from its website to various third party sites which may enable you to obtain locations and information outside of our control. We neither control nor endorse such other websites, nor have we reviewed or approved any content appearing on them. We do not assume any responsibility or liability for any materials available at these websites, or for the completeness, availability, accuracy, legality or decency of these sites. |
© 2019 Copyright Life's Financial Solutions